🧮UK Stamp Duty Calculator

Buying a property in the UK? Use our updated 2026 calculator to find out exactly how much Stamp Duty Land Tax (SDLT) you owe. We calculate the complex tiered rates instantly, whether you are a first-time buyer, moving home, or purchasing an additional property.

Last updated: · Reviewed by The CalcWise Team

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How to use this calculator

  1. Enter the total purchase price of the property you intend to buy.
  2. Select your buyer type. First-time buyers get significant tax relief. If you are buying a second home or buy-to-let, a 3% surcharge applies.
  3. Click Calculate. We will instantly show your total Stamp Duty bill and the effective tax rate.

How it works

Stamp Duty Land Tax (SDLT) is a tax paid when buying property or land over a certain price in England and Northern Ireland. The tax is calculated on a "slice" basis, meaning you only pay the specific rate for the portion of the property price that falls within each tax band.

For example, if you are not a first-time buyer purchasing a house for £300,000, you pay 0% on the first £250,000, and 5% on the remaining £50,000, resulting in a total tax bill of £2,500.

Frequently asked questions

Who pays Stamp Duty?
The buyer of the property is responsible for paying the Stamp Duty Land Tax. It must be paid to HMRC within 14 days of completion.
What is First-Time Buyer Relief?
If you have never owned a property anywhere in the world, you do not pay any Stamp Duty on properties up to £425,000. For properties up to £625,000, you pay 5% on the portion above £425,000.
Does this apply to Scotland and Wales?
No. Scotland has the Land and Buildings Transaction Tax (LBTT), and Wales has the Land Transaction Tax (LTT). This calculator is for England and Northern Ireland.